For Sale: One Big, Fat Headache

Boy, it was hot today! I was determined to mow, trim, sweep and water the front yard. And, in the process, I cut some crap down that was growing on the side of the house. We had another showing, and the house looked great. No nibbles yet.

I have to believe that there is a reason for all of this. Here is my dilemma; because of three large insurance claims in a short period of time, my mortgage payment has gotten so big (insurance is figured into the payment) and the fact that a few payments, over 6 years ago did not get paid, now the mortgage co. wants me to pay up. So, I pay out now over $2000 month.

I wish I had a house that was $2000 a month!

I feel like the best thing to do, is get this house sold and get the immense pressure of making money off of my back. My priorities are not the same that they were 11 years ago when we bought this place. We wanted things to 'look' like things were ok, even though they weren't ok. A nice suburban home, with cookie cutter houses and well groomed yards give the appearance of order, structure, and no problems. Well, over the years, truth has revealed itself... I can think of several neighbors who appeared to have it all together, but, things inside were not so peachy. Divorce, alcohol abuse, marital infidelity, financial problems, gambling... all of that was being masked by these cookie cutter facades.

And, we were included.

So, I find myself now, with 1/2 of the income I had two years ago, but a mortgage payment double what it was two years ago. The obvious thing to do is sell and move. I think that is the most logical thing to do. I have had a few people suggest that I 'walk away' but I refuse to do that. I have worked so hard to stick with this, and pay my mortgage on time and do not want foreclosure to overshadow the hard work that I have done to make payments!

So, this is what rolls around in my brain, day in and day out... and it is really really getting old. We aren't asking too much for the house, it is priced actually very reasonably.

And so, we wait...

I start my summer class next week and so looking forward to thinking about something other than dirty houses and real estate! I need this!

Tilll tomorrow!